Terms of Use
By using this site you agree to these terms. The Lending Desk is an editorial publication, not a lender.
Educational purpose only
All content is for general education about business-purpose lending on non-owner-occupied investment real estate. It is not financial, legal, tax, or investment advice. Nothing here is an offer of credit, a commitment to lend, or a rate quote, and no content constitutes a credit decision or adverse-action notice.
No guarantee
We do not guarantee loan approval, terms, or outcomes. Calculators and tools are illustrative estimates, not quotes. Specific terms come from licensed loan officers after a complete file review.
Business-purpose only
The financing discussed is for non-owner-occupied investment property used for business purposes. If you intend to occupy a property as your primary residence, this publication is not for you.
Intellectual property
Content on this site is owned by The Lending Desk and may not be reproduced without permission.
Disclaimer and limitation of liability
The site is provided as is, without warranties of any kind. To the extent permitted by law, The Lending Desk is not liable for any damages arising from your use of the site or reliance on its content.
Governing law
These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles.
Changes
We may update these terms from time to time; continued use after changes constitutes acceptance.